Safety hazards exist in every workplace in Minnesota, whether at a construction site, a fulfillment center or in an office. Employers are expected to protect the health and safety of employees, and to carry insurance that will provide financial assistance should they suffer workplace injuries or illnesses. However, not all benefits claims are approved, and there might be questions about denied workers' comp claims.
Strict timelines exist for a worker to notify an employer of injuries, and also for an employer to file a benefits claim with the insurance provider. Exceeding time limits could lead to rejection. An employer might assert that injuries were not suffered during work hours, or that horseplay or unlawful activities caused them. Claims for injuries that do not fall within the list of compensable injuries might be denied, and if the worker required no medical treatment, there might not be a basis for financial relief.
These are only some of the reasons for denied benefits claims, but options exist to appeal. This process also has time limits by which appeals must be filed, but it might be wise first to discuss the matter with the insurance provider. The initial rejection might only be due to a clerical error or the lack of a doctor's report or other motivating documents.
This often complicated process can be simplified with the support and guidance of a Minnesota attorney who has experience in dealing with denied workers' comp claims. Legal counsel can consult with the insurance provider and, when necessary, assist with the appeals process. Many benefits claims are approved upon appeals, enabling injured workers to care for their families while they focus on their recoveries.